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  • Office: 416-473-8225

$579,900
Available - For Sale
Listing ID: X12070541
44 Charter Creek Cour , St. Thomas, N5R 0L3, Elgin


Welcome to this charming and well cared for townhome located in Orchard Park Southeast St. Thomas. Situated on a cul-de-sac this spacious home boasts 3+1 bedrooms, 3.5 bathrooms, and a fully finished basement, offering plenty of room. The main level features an open-concept living and dining area, perfect for entertaining, along with a well-appointed kitchen with modern finishes and island. Upstairs, you'll find three generously sized bedrooms, including a master suite with its own 3 piece ensuite bathroom. An additional 4 piece bathroom serves the other bedrooms. The finished basement offers a large space for a home office, gym, or additional family room, along with 1 additional bedroom and full 4 piece bathroom. The home also includes a single-car garage for parking and extra storage, as well as a lovely fenced backyard space to enjoy. With excellent schools, daycare centres, playgrounds and the Whistle Stop Trail just a short distance away, this location is perfect for anyone looking for convenience and comfort.
Price $579,900
Taxes: $3760.00
Assessment Year: 2025
Occupancy: Owner
Address: 44 Charter Creek Cour , St. Thomas, N5R 0L3, Elgin
Acreage: < .50
Directions/Cross Streets: Peach Tree Blvd
Rooms: 4
Rooms +: 4
Bedrooms: 3
Bedrooms +: 1
Family Room: T
Basement: Full, Finished
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Foyer 14.04 8.82
Room 2 Main Dining Ro 8.82 9.54
Room 3 Main Kitchen 10.89 10
Room 4 Main Living Ro 19.71 12.76
Room 5 Second Primary B 15.61 14.07
Room 6 Second Bedroom 2 12.79 9.61
Room 7 Second Bedroom 3 12.79 9.71
Room 8 Second Laundry 6.86 5.38
Room 9 Basement Recreatio 19.52 12.76
Room 10 Basement Bedroom 4 9.91 9.09
Washroom Type No. of Pieces Level
Washroom Type 1 2 Main
Washroom Type 2 4 Second
Washroom Type 3 3 Second
Washroom Type 4 4 Basement
Washroom Type 5 0
Washroom Type 6 2 Main
Washroom Type 7 4 Second
Washroom Type 8 3 Second
Washroom Type 9 4 Basement
Washroom Type 10 0
Total Area: 0.00
Approximatly Age: 0-5
Property Type: Att/Row/Townhouse
Style: 2-Storey
Exterior: Brick, Vinyl Siding
Garage Type: Attached
(Parking/)Drive: Private Do
Drive Parking Spaces: 3
Park #1
Parking Type: Private Do
Park #2
Parking Type: Private Do
Pool: None
Approximatly Age: 0-5
Approximatly Square Footage: 1500-2000
Property Features: Fenced Yard, Cul de Sac/Dead En
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
Schools

7 public & 4 Catholic schools serve this home. Of these, 11 have catchments. There is 1 private school nearby.

Parks & Rec

13 ball diamonds, 2 playgrounds and 1 other facilities are within a 20 min walk of this home.

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$
$ /Year
%
$ /Year
$ /Year
$ /Year
Years
%
%
Percent Down:
Down Payment $28,995 $57,990 $86,985 $115,980
First Mortgage $550,905 $521,910 $492,915 $463,920
CMHC/GE $22,036.2 $16,179.21 $13,801.62 $0
Total Financing $572,941.2 $538,089.21 $506,716.62 $463,920
Monthly P&I $2,827.36 $2,655.37 $2,500.55 $2,289.36
Expenses $0 $0 $0 $0
Total Payment $2,827.36 $2,655.37 $2,500.55 $2,289.36
Income Required $106,026.05 $99,576.49 $93,770.81 $85,851.05

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

$
%
Years
$1,430.85
This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
ELGIN REALTY LIMITED
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Ali Shahpazir
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At a Glance:
Type: Freehold - Att/Row/Townhouse
Area: Elgin
Municipality: St. Thomas
Neighbourhood: St. Thomas
Style: 2-Storey
Lot Size: x 121.11(Feet)
Approximate Age: 0-5
Tax: $3,760
Maintenance Fee: $0
Beds: 3+1
Baths: 4
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
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